Just because you're dying today, would that mean you don't need life insurance? Or how about if you never been a car accident, does that mean you won't need auto insurance? What if you never been severely sick or been to a hospital before/never needed prescribed medication? Does that mean you don't need health insurance? Of course not! Because you want to make sure you and your loved ones are insured for such matters as these. Now, if it make sense to have Life, Auto and Health Insurance for you and your family's protection and livelihood, would it not make even more sense to have Legal Insurance for you and your family's legal matters? We want to insure, empower and protect you before unexpected legal issues happen.

Landlord/Tenant

Common Examples: 

Any legal issue involving the agreement between a landlord and tenant. This could be questions either the landlord or tenant have on their rights regarding the rental of commercial or residential properties. *Only applies to landlords under applicable business plans.

Consumer/Finance

Common Examples:

Any legal matter involving a dispute with a purchase or service from a company, bankruptcies, foreclosures, vacating of home, rights of avoiding foreclosure, or business issues.

Traffic

Traffic laws and regulations vary from place to place. In many countries, the rules of the road are codified, setting out the legal requirements and punishments for breaking them. In the U.S., traffic laws are regulated by the states and municipalities through the respective traffic codes. 

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Real Estate

Any legal issue involving purchasing or selling, renting or leasing real estate or questions pertaining to land and anything permanently affixed to land, such as buildings, fences and things attached to buildings.

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Employment

A broad area that encompasses the employee and employer relationship. *Available on applicable personal and business service plans.

Common Examples:

-What rights do I have with it?

Collection

Any legal issue involving collection of monies owed or if a collection agency is demanding payment from a member or covered business.

Common Examples:

Civil Litigation

Any legal issue where an individual, entity, company, or corporation files a lawsuit in a court of law against another individual person, entity, company or corporation. When two or more parties become involved in a legal dispute, seeking money or another specific interpretation rather then criminal sanctions.

Family Law

Family law consists of a body of laws related to domestic relations and family-related issues.

Common Examples:

Criminal

Any legal issue involving a charge filed against an individual who has allegedly committed a criminal offense. Actual laws, statues and rules that define acts and conduct that are prohibited by the government because they threaten and harm public safety and welfare and establish punishments for each type of crime. Crimes are usually categorized as felonies or misdemeanors based on their nature and the maximum punishment that can be imposed.

Common Examples:

Automobile Accident

Any legal matter involving an automobile accident. This can involve personal injury and/or damages.

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General Law

Many times issues arise, and you may not be sure of the specific legal area, Consultation with your lawyer is always best to understand your course of legal action (if there is one that you can take).

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Contract

Any legal issue involving a contract review, creating a new contract or revision of a contract. A contract is defined as an oral or written agreement associated with the exchange of goods and services, money and properties.

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Probate

Any legal issue involving assistance in the settlement of a deceased person's estate. The action or process of proving before a competent judicial authority that a document offered for official recognition and registration as the Last Will and Testament of a deceased person, or the judicial determination of a validity of a will.

Common Examples:

Business

A business is an activity or enterprise entered into for a profit. It does not mean it is a company, a corporation or partnership or have any such formal organization, but it has a large range of areas that are applicable. Business licenses are required for virtually all businesses. Many businesses are required to have state as well as city or county licenses, and federal licenses may even be required for some businesses.

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Insurance

Any legal issue involving a problem or dispute with an insurance company. Insurance is a form called an insurance policy in which the insurer agrees to pay the insured party all or a portion of any loss suffered by accident for a fee referred to as an insurance premium.

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Tax

Any legal issue involving state and federal tax law that deals with the rules and regulations imposed by tax agencies, compliance measures and disputes over taxes. It is a governmental assessment upon property value, transfers and sales, or income.

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Other

Legal issues that arise outside of a specific legal area. Consultation with your attorney is always best to understand your course of legal action (if there is one that you can take.)

Common Examples:

Divorce

Divorce is a legal proceeding governed by state law that terminates a marriage relationship. Divorce is referred to in some states a dissolution of marriage. Grounds for divorce vary by state statues, with some states allowing divorce based on fault and no-fault grounds.

Common Examples:

Bankruptcy

Bankruptcy is for individuals who have no alternative but to make a fresh financial start. It is a federal court procedure that helps consumers and businesses get rid of their debts and repay their creditors. If you can prove that you are entitled to it, the bankruptcy court will protect you during your bankruptcy proceeding. In general, bankruptcies can be categorized into two types- "liquidations" and "reorganizations."

Common Examples:

Estate Planning

If you were to pass with no Will, the state where you reside would determine what to do with your assets. Not ideal. Wills are included in our service plans and can be updated yearly. You can start the process from the LegalShield app! 

Common Examples:

-How do I get Power of Attorney?

-Steps in becoming Power of Attorney

-What are my rights if I'm name Power of Attorney?

-What am I entitled to with a Living Will?